ACA and its Replacement: Effects on the Nongroup Insurance Market and Exchanges
Lecture | February 7 | 12:40-2 p.m. | 714C University Hall
William Dow, PhD, Kaiser Permanente Endowed Chair in Health Policy and Management, University of California Berkeley
The Affordable Care Act (ACA) reformed the individual insurance market and the Trump administration now wants to undo some reforms and make other changes. Drawing on a survey of California individual insurance market enrollees both in Covered California and outside the exchange, we analyze plan selection behavior and adverse selection. Results inform potential changes such as dropping the individual mandate, removing plan choice assistance, and introducing high risk pools.